HSBC Thẻ tín dụng Cập nhật lần cuối: 08/10/2026

Live+ Credit Card

Get cashback when you dine, shop and have fun with your HSBC Live+ Credit Card. Learn more about the perks and privileges you can enjoy with this credit card.

HSBC Live+ Credit Card

Dine, shop and have fun with up to 8% cashback.

Live it up with extra cashback

Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.

Apply now for HSBC Live + Credit Card

Our welcome offer to you

New HSBC customer applying as a primary cardholder? Save VND880,000 as we'll waive the issuance fee for your first year. Plus, you'll get up to VND2 million in cashback.

Terms and conditions apply.

Get up to 8% cashback on what you love

Dine

Treat yourself to exclusive dining offers, around town and across Asia – plus, get up to 8% cashback on takeaway and at restaurants[@cards-liveplus-tc-details].

Shop

Indulge in retail therapy, all while earning up to 8% cashback towards your next shopping trip[@cards-liveplus-tc-details].

Fun

Binge movies and shows at home or at the cinema[@cards-liveplus-tc-details], and earn unlimited 1% cashback on them too.

Power up with unlimited 0.3% cashback on all other spending[@cards-liveplus-tc-details] including domestic and overseas purchases.

Live+ perks and privileges

The card that gets you more out of life.

Dine – in Vietnam and around Asia

Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals and an even sweeter cashback programme.

Get up to 8% cashback on dining, capped at VND200,000 per month (6% for all customers, and an extra 2% for payroll customers)[@cards-liveplus-tc-details]

Earn cashback on both dine-in and takeaway orders at merchants under the defined merchant category code (MCC)[@cards-liveplus-tc-details]

Enjoy a discount of 15% or higher at over 200 restaurants across Asia through our curated Live+ Dining Programme

Check out the Live+ Dining Programme

Check out the Live+ Dining Programme This link will open in a new window

Shop – both online and offline

Stay on trend without breaking the bank. Whether you're treating yourself to retail therapy or buying gifts for your loved ones, we know here are some rewards that will never go out of style.

Get up to 8% cashback on shopping, capped at VND200,000 per month (6% for all customers, and an extra 2% for payroll customers)[@cards-liveplus-tc-details]

Earn cashback on shopping transactions, in stores and online, at merchants under the defined merchant category code (MCC)[@cards-liveplus-tc-details]

Enjoy a wide range of amazing shopping deals and discounts from Visa, for all Visa Signature cardholders – learn more on the Visa website

Shop to your heart's content with deals of up to 50% at hundreds of our partners, every day

Explore our daily shopping offers

Explore our daily shopping offers This link will open in a new window

Fun – both on big and small screens

Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in.

Get unlimited 1% cashback on your entertainment spending[@cards-liveplus-tc-details]

Earn cashback with your card whenever you buy movie tickets at the cinema, pay for entertainment subscriptions such as Netflix and Spotify or your favourite music and video streaming services – and many more – under the defined merchant category code (MCC)[@cards-liveplus-tc-details]

Check out our card offers

Check out our card offers This link will open in a new window

Enjoy life with even more perks

Get more out of life

With our exclusive dining programme and curated privileges with Visa Concierge. View all our offers.

Turn purchases into monthly instalments

That can be paid over up to 36 months, with Spend Instalment on the HSBC Vietnam app.

Discover even more deals

With our home&Away offers, daily deals, and member-get-member offers.

Spend and repay, guilt-free

Interest-free period of up to 55 days.

Split big purchases – no interest

At our partner merchants with an Instalment Plan, no interest for up to 24 months.

Things you need to know

Who can apply?

To apply for an HSBC Live+ Credit Card, you must meet all of the following criteria:

Be at least 21 years old;
Have a minimum monthly income transferred from a company account – VND6 million if you're a salaried Vietnamese citizen; or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner or a business owner who's also a Vietnamese citizen;
Be working and residing in the following cities or provinces: Phu Tho, Bac Ninh, Quang Ninh, Hung Yen, Ha Noi, Hai Phong, Ninh Binh, Hue, Da Nang, Dong Nai, Ho Chi Minh City, Tay Ninh, Can Tho, Dong Thap;
If you're a foreigner staying in Vietnam, your identification documents and residence proofs must be valid for at least 2 months from the time of card application.

You'll need to submit the following information to apply for this credit card:

A completed credit card application form
Identification documents for the primary cardholder and any supplementary cardholders
Current proof of address
Employment and income documents for the primary cardholder

You can learn more about what you need to submit from our list of required documents (PDF).

HSBC Live+ Credit Card terms and conditions (PDF, 148KB)

HSBC Live+ Credit Card terms and conditions (PDF, 148KB) Download link

HSBC Live+ Credit Card welcome offer terms and conditions (PDF, 200KB)

HSBC Live+ Credit Card welcome offer terms and conditions (PDF, 200KB) Download link

Credit Card Cardholder Agreement (PDF, 606KB)

Credit Card Cardholder Agreement (PDF, 606KB) Download link

Bank tariffs (PDF, 348KB)

Bank tariffs (PDF, 348KB) Download link

How to protect your credit card (PDF, 178KB)

How to protect your credit card (PDF, 178KB) Download link

How we calculate your finance charge

How we calculate your finance charge This link will open in a new window

User guide to credit cards

User guide to credit cards This link will open in a new window

Tips on using your credit card

Tips on using your credit card This link will open in a new window

Fees and charges | Details

Issuance fee (primary card) | VND880,000 [@cards-liveplus-payroll-offers] Footnote link 2

Issuance fee (supplementary card) | Free Footnote link 2

Annual fee (primary card) | VND880,000 [@cards-liveplus-payroll-offers] Footnote link 2

Annual fee (supplementary card) | Free Footnote link 2

ATM cash advance fee (per transaction) | 4% of the cash advance amount (minimum VND50,000)

Minimum payment due | Includes all of the following amounts: 5% of the statement balance, less any instalment repayment amounts, minimum VND50,000 and any instalment repayment amounts (if any) the greater of the overdue amount or over-limit amount

Finance charge | 38.9% per year, or no charge if no cash advance has been used and the full statement balance was paid by the due date of each statement. Please note that the finance charge may change from time to time per local regulatory requirements.

Late charge | 3% of statement balance (minimum VND80,000, capped at VND2,000,000)

Administrative fee for overseas transactions (per transaction) | 3.5% of the transaction amount

Over credit limit fee | VND100,000

Fees and charges | Issuance fee (primary card)

Details | VND880,000 [@cards-liveplus-payroll-offers] Footnote link 2

Fees and charges | Issuance fee (supplementary card)

Details | Free Footnote link 2

Fees and charges | Annual fee (primary card)

Fees and charges | Annual fee (supplementary card)

Fees and charges | ATM cash advance fee (per transaction)

Details | 4% of the cash advance amount (minimum VND50,000)

Fees and charges | Minimum payment due

Details | Includes all of the following amounts: 5% of the statement balance, less any instalment repayment amounts, minimum VND50,000 and any instalment repayment amounts (if any) the greater of the overdue amount or over-limit amount

Fees and charges | Finance charge

Details | 38.9% per year, or no charge if no cash advance has been used and the full statement balance was paid by the due date of each statement. Please note that the finance charge may change from time to time per local regulatory requirements.

Fees and charges | Late charge

Details | 3% of statement balance (minimum VND80,000, capped at VND2,000,000)

Fees and charges | Administrative fee for overseas transactions (per transaction)

Details | 3.5% of the transaction amount

Fees and charges | Over credit limit fee

Details | VND100,000

Limit | HSBC Live+ Credit Card

Physical card validity | 5 years since issuance date, subject to terms and conditions mentioned in Credit Card Cardholder Agreement (PDF) .

Credit limit | From VND15 million to VND1 billion

Purchase limit | Up to 100% of the credit limit (overlimit is allowed within our accepted limit)

Cash withdrawal limit | Up to 30% of the credit limit, capped at VND100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: Domestic: VND16 million per transaction Overseas: VND16 million per transaction or VND30 million per day

Supplementary cards | Up to 2 supplementary cards for direct relatives of the primary cardholder

Limit | Physical card validity

HSBC Live+ Credit Card | 5 years since issuance date, subject to terms and conditions mentioned in Credit Card Cardholder Agreement (PDF) .

Limit | Credit limit

HSBC Live+ Credit Card | From VND15 million to VND1 billion

Limit | Purchase limit

HSBC Live+ Credit Card | Up to 100% of the credit limit (overlimit is allowed within our accepted limit)

Limit | Cash withdrawal limit

HSBC Live+ Credit Card | Up to 30% of the credit limit, capped at VND100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: Domestic: VND16 million per transaction Overseas: VND16 million per transaction or VND30 million per day

Limit | Supplementary cards

HSBC Live+ Credit Card | Up to 2 supplementary cards for direct relatives of the primary cardholder

Please note

Your overseas cash withdrawal limit is subject to State Bank of Vietnam (SBV) regulations
You can apply for a supplementary card for your spouse or family member. But your credit limit won't increase. Instead, the total credit limit will be shared across both the supplementary cards and the primary card

Ready to enjoy amazing rewards?

Apply online in just a few steps. You can soon start enjoying your welcome offer and earn cashback and dining discounts.

Apply online

Apply online This link will open in a new window

Continue your application

To continue with your application, select the 'Resume application' button below.

Resume application

Resume application This link will open in a new window

Frequently asked questions

You can earn cashback on personal spending. They can be made locally, abroad or online. They can be made at dining, shopping and entertainment places under the specified Merchant Category Codes. For details, please refer to the HSBC Live+ Credit Card terms and conditions[@cards-liveplus-tc-details].

We'll credit the cashback to your card automatically. We’ll do this 2 working days after the statement date on your credit card statement.

The amount credited will be shown in your credit card transaction details as 'Cashback credited'. You can find its details in HSBC Online Banking, the HSBC Vietnam app, or on your next credit card statement.

Yes, you can use the cashback you've earned to offset any

Retail purchase transactions that are posted on our systems, but not billed in your credit card statement yet
Future retail purchase transactions
Negative cashback amounts, which may happen when a transaction has been reversed

Please note that cashback cannot be transferred, withdrawn as cash, or used to pay any credit card statement generated before the cashback was credited.

You'll forfeit all the cashback you've earned on your HSBC Live+ Credit Card:

If you close your HSBC Live+ Credit Card account or if we close your HSBC Live+ Credit Card account
When your HSBC Live+ Credit Card is terminated
If we suspect, believe or otherwise know that there has been fraud or abuse in earning cashback with your HSBC Live+ Credit Card
If you breach any of the terms and conditions in the HSBC Credit Card Cardholder's Agreement

See all credit card FAQs